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Horalis Cost of Living

What does it take to live in Malawi?

To live there

A month, housing included
≈ US$26
To live off investments
≈ US$8,250

An average person in Malawi lives on ≈ US$26 a month, housing included.

To take that out every month, you would need ≈ US$8,250 invested. At 3.78% a year: the most that lasted 30 years in the data of US stocks.

It lasted from every start from 1928 to 1993. The worst start: 1929. That monthly amount rises with prices each year. What lasted in the past is not a promise.

Its returns are in US dollars after US inflation. Changes between currencies are left out.

30 years: a long retirement (Bengen, 1994; the Trinity study, 1998).

Malawi: in US dollars, with no official rate for 2024.

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Questions

How much does it cost to live in Malawi a month?

An average person in Malawi lives on ≈ US$26 a month, housing included, at 2024 prices. It is a national average: a big city usually costs more. Malawi: in US dollars, with no official rate for 2024.

How much would it take to live off investments in Malawi?

About US$8,250, drawing 3.78% a year: the most that lasted 30 years in the data of US stocks. What lasted in the past is no promise.

Where do the figures come from?

From the World Bank's household surveys (2010–2025), brought to 2024 prices with the World Bank's price levels, licence CC BY 4.0.

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Where the numbers come from

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